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825 E Gate Blvd, Ste 308

Garden City, NY, US.



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A True Story of what Bankruptcy will do to your Credit Score

Here is a short, but very true story about someone who chose bankruptcy as her solution and it was the best thing she did…

The following is a true story (name changed to protect her identity).  April lost her job in 2008.  She was living within her means, but once her income stopped, she was unable to manage her credit card debt along with her student loan debt.  She filed a Chapter 7 Bankruptcy and the case progressed perfectly.  Her credit card debts were gone and she was able to put her financial life back together.  She got a job and started growing her credit score through the use of a secured debit card at her bank.  April was so diligent in improving her credit score that 14 months after her bankruptcy case was over, her FICO score was just below 700.  Within 2 years of her bankruptcy case, April was able to get financed to open a bar in St. Petersburg, FL.  She financed a liquor license, a build-out of the premises, and all of the furniture.

Article references:


bankruptcy iconChapter 7 & Chapter 13 Bankruptcy

Handshake Icon Chapter 11 Business Bankruptcy

document icon Chapter 11 Individual Bankruptcy

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825 East Gate Blvd., Suite 308

Garden City, NY 11530

(516) 493-9920

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